Whether you’re planning for a comfortable retirement or a lasting legacy, we’ll help you get there. Our experienced advisors will create a personalized plan to guide you toward your goals.
As you plan for the future, your financial needs may be complex. Whether you’re planning for retirement, mapping out your estate, or something else, we’ll simplify your finances today to give you peace of mind for the future.
When you meet with our advisors, you’ll get a partner who will guide you every step of the way and will always put your interests first.
Our fee-only structure reduces any conflicts of interest, and we’ll never recommend one product over another that would benefit us more.
Comprehensive Financial Planning Services
There’s much more to your life than simple transactions and returns. Likewise, there’s more to financial planning than just a portfolio and a retirement strategy.
Because you’re planning for today, tomorrow and the future, we look at financial planning through a wide lens. We develop strategies designed to keep you comfortable in the present while helping you reach your immediate and long-term goals.
Most of our services are listed below with more descriptions of each.
Family & Small Business Consulting
Relieve your financial distractions so you can work on the important things: running your business and providing for your family. Remember, it’s not how much money you make – it’s how much money you keep. We’ll take a high-level view of your business to identify and fix inefficiencies to put your business and personal finances in harmony.
We offer full-service asset management for those who prefer to use the skills and expertise of professional money managers. We use a thorough process that matches your unique goals and risk tolerance with an asset allocation model that's designed to meet your long-term needs – from capital protection to asset growth.
This is a long-term strategy that combines customized investment management with smart asset allocation that will help you achieve your financial goals without assuming excessive risk. By diversifying your assets across many investments and sectors, we try to create a more consistent, positive return over time. Depending on your risk tolerance, the economic environment, your specific goals and other factors, your portfolio may include domestic and global stocks, fixed income, real estate and alternative investments.
Because people are enjoying longer lives, the chance of going 25 years without regular income demands thoughtful investment guidance. From creating goals to navigating your options, we’ll find smart strategies to build a comfortable retirement.
We can help you navigate the options and develop a strategy to fund an education for a child or grandchild. We can help you use investment tools like Coverdell education savings accounts, 529 college savings plans and specialized trusts.
Charitable Gift Planning
We can help you find the best way for you to express your generosity. Whether it’s gifting appreciated securities or setting up donor-advised funds, we’ll guide you toward the charitable vehicle that’s right for you.
From providing for your spouse to leaving money to your favorite charity, the right estate planning will make sure that your assets will be preserved. We’ll create a strategy that will oversee the transfer of wealth from one generation to the next, lower tax issues and make sure that your legacy will last.
Income can be created from many asset classes and investments. We’ll work together to use different assets to produce a consistent cash flow stream.
Cash Flow Management
Without a budget plan, it’s difficult to maintain your lifestyle over the long term. We’ll create a monthly and annual budget by using a cash flow analysis to discover your net cash flow.
Pension, Deferred Compensation & Stock Option Planning
Executives at large corporations navigate a labyrinth of benefits when considering their financial future. We can help you understand the benefit options and guide you through each piece so you can make an informed decision about your future.
Insurance Needs Analysis
Insurance can be essential to your financial plan, protecting you in the case of accident, disability or death. Since we don’t sell any insurance products, we can make an unbiased recommendation of what you need.
Tax Minimization Strategies
Through our partnership with Cannon Wright Blount, we can leverage the many CPAs at our disposal to help find ways to potentially lower your taxes. We can also develop an estate plan with your attorney that will let you maintain your lifestyle today and build a legacy for the future.
We’re ready to deploy an entire QuickBooks team for you. Our partners at Cannon Wright Blount are the fourth-largest privately held accounting firm in Memphis. They provide a multitude of accounting services to families and small companies.
When you have your bills sent to us, we’ll pay them for you.
Liabilities are debts, loans and mortgages. If your liabilities are in excess of your assets, it's important to monitor and manage – otherwise you will have to sell off your assets. We can help you make sure your financial liabilities are tracked for strong financial health.
Risk analysis is a process of measuring the risk associated with financial and investment decisions. Looking at risk is crucial when making investment decisions because of the large amount of money involved and the long time frame of investments. The higher a potential investment’s risk, the greater the return that must be earned to make up for that risk. We use simulation models, statistical software and other methods to analyze risk.